Property report · Florida

509 Mockingbird Ct

Lake Mary, FL 32746

Permit-backed · high confidence
Roof score 2 / 10 · Weak
Roof age ~34 yrspermit
Material shingle
Last roof permit 1992
Permit # 92-02190
Year built 1984
Building sqft 2,070
Flood zone Xlow-risk
Design wind 136 mph
4-Point May be required
Wind-mit 1 noted
Citizens Market stress moderate
Sinkhole ~1.26 km
Permit-backed roof age · re-roofed 1992roof past typical service life (34y vs ~20y)

Records-based estimate · getroofreport.com

Roof & permits · county record

The roof on record.

Last roof permit1992
Permit number92-02190
Roof materialshingle
Age confidencePermit-backed

Roof replacement permit on county record, shingle. A permit-dated replacement is the most reliable roof age short of an inspection.

Insurance profile · plainly

The insurance picture.

4-Point inspection

May be required at renewal.

Once a roof passes ~15 years, most Florida carriers ask for a 4-point before writing or renewing.

Wind-mit discount

Features may qualify.

Code-era construction features here often map to wind-mitigation credits on a signed inspection form.

code era pre-1994
Citizens context

Market stress moderate.

Qualitative read of the local Citizens / private-market balance; not an eligibility decision.

Geographic risk · mapped

Where it stands.

FEMA flood zoneXoutside the high-risk flood area
Design wind speed136 mphFlorida Building Code wind map
Evacuation zoneNoneno designated evacuation zone
Sinkhole activity~1.26 kmnearest documented subsidence
Storm exposure136 mph design wind zone
Maintenance · rule-based

What to do next.

Generated from this property's records: age against typical service life, code era, and the risk overlays.

01

This roof is past the ~15-year Florida insurability threshold. Expect a 4-point inspection at renewal and start planning a replacement window.

02

Asphalt shingles age fastest in Florida sun. Look for curling, granule loss, and lifted tabs along ridges and edges.

FAQ
Questions about 509 Mockingbird Ct

County permit records show the roof was last permitted in 1992, about 34 years ago (shingle). A permit-dated replacement is the most reliable roof age short of an on-site inspection.

FEMA maps this address in flood zone X, outside the high-risk Special Flood Hazard Area.

Likely at some point. Florida carriers commonly order a 4-point on older homes (this one dates to 1984) or roofs past about 15 years; the permit-dated roof here clears its biggest line item.

The score weighs roof age against the typical service life of its material, then adjusts for storm exposure. Weak reflects a roof at or past its typical service life, where insurers scrutinize hardest. Only permit-backed roof ages count as high-confidence.

No. It is a records-based assessment from public data: county permits, assessor records, FEMA flood maps, and wind-zone data. Use it as a starting point, not a substitute for a licensed inspection.

Roof cost · estimated

A new roof at 509 Mockingbird Ct.

A home this size (about 2,000 sq ft on record) runs roughly $8,220 to $13,820 installed for architectural shingle in Florida. See the full breakdown →

Estimated from the building size on record; the exact figure depends on your roof area, pitch, and stories.

Methodology

How this report is built.

This report is a records-based estimate assembled from county permits, assessor data, FEMA flood maps, and wind-zone datasets. The roof score weighs age, material, and storm exposure; only permit-backed roof ages are high-confidence. It is not an inspection, appraisal, or insurance quote.

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