Property report · Florida

4641 Liberty Ln W

Estero, FL 33928

Permit-backed · high confidence
Roof score 5 / 10 · Moderate
Roof age ~21 yrspermit
Material shingle
Last roof permit 2005
Permit # ROF2005-01755
Year built 2015
Building sqft 886
Flood zone AEhigh-risk
Design wind 161 mph
4-Point Likely passes
Wind-mit 3 noted
Citizens Market stress elevated
Sinkhole ~5.27 km
Permit-backed roof age · re-roofed 2005roof past typical service life (21y vs ~20y)very high design wind (161 mph)

Records-based estimate · getroofreport.com

Roof & permits · county record

The roof on record.

Last roof permit2005
Permit numberROF2005-01755
Roof materialshingle
Age confidencePermit-backed

Roof replacement permit on county record, shingle. A permit-dated replacement is the most reliable roof age short of an inspection.

Insurance profile · plainly

The insurance picture.

4-Point inspection

Likely eligible to pass.

The home and roof are recent enough that most carriers will not order one at binding.

Wind-mit discount

Features may qualify.

Code-era construction features here often map to wind-mitigation credits on a signed inspection form.

FBC-era roof deck attachment / roof-to-wall connectionsecondary water resistance (code era)code era FBC 2002+
Citizens context

Market stress elevated.

Qualitative read of the local Citizens / private-market balance; not an eligibility decision.

Geographic risk · mapped

Where it stands.

FEMA flood zoneAESpecial Flood Hazard Area
Design wind speed161 mphFlorida Building Code wind map
Evacuation zoneZone Astorm-surge evacuation zone
Sinkhole activity~5.27 kmnearest documented subsidence
Storm exposure161 mph design wind zone, evacuation zone A
Maintenance · rule-based

What to do next.

Generated from this property's records: age against typical service life, code era, and the risk overlays.

01

This roof is past the ~15-year Florida insurability threshold. Expect a 4-point inspection at renewal and start planning a replacement window.

02

Asphalt shingles age fastest in Florida sun. Look for curling, granule loss, and lifted tabs along ridges and edges.

03

FEMA zone AE means flood insurance is typically required by lenders; confirm your policy is current.

04

In a high wind-speed zone, documented wind-mitigation features (roof-to-wall straps, secondary water barrier) can materially improve insurability.

FAQ
Questions about 4641 Liberty Ln W

County permit records show the roof was last permitted in 2005, about 21 years ago (shingle). A permit-dated replacement is the most reliable roof age short of an on-site inspection.

FEMA maps this address in flood zone AE, a Special Flood Hazard Area where lenders typically require flood insurance.

Probably not at binding: the home and roof are recent enough that most Florida carriers skip the 4-point. Older homes and roofs past about 15 years are the usual triggers.

The score weighs roof age against the typical service life of its material, then adjusts for storm exposure. Moderate reflects a mid-life roof worth keeping an eye on. Only permit-backed roof ages count as high-confidence.

No. It is a records-based assessment from public data: county permits, assessor records, FEMA flood maps, and wind-zone data. Use it as a starting point, not a substitute for a licensed inspection.

Roof cost · estimated

A new roof at 4641 Liberty Ln W.

A home this size (about 1,000 sq ft on record) runs roughly $4,110 to $6,910 installed for architectural shingle in Florida. See the full breakdown →

Estimated from the building size on record; the exact figure depends on your roof area, pitch, and stories.

Methodology

How this report is built.

This report is a records-based estimate assembled from county permits, assessor data, FEMA flood maps, and wind-zone datasets. The roof score weighs age, material, and storm exposure; only permit-backed roof ages are high-confidence. It is not an inspection, appraisal, or insurance quote.

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